Five Ways to Get Your Credit Report for Free

I’ve talked at length in the past about how your credit score is determined and why it’s important ... . When we first discovered the problem, we burned through our free credit reports trying to figure ... provides you with access to reports from all three credit bureaus plus your credit score. Just don’ [more...]

Date: 2008-08-29 10:03:53

Blog posts (14) | Videos (11)
 

Senators: credit scores shouldn’t determine insurance rates.

A person’s financial history should not determine how much they pay for auto insurance, say three south central Senators. “If you have a low credit score you pay a higher amount,” said Sen. Oletha Faust-Goudeau ... it so insurance companies could not set premiums based on credit scores. She is co-sponsoring [more...]

Date: 2009-01-15 23:01:51

Home loan

by Tom Martens Before starting the homeownership or monthly mortgage installment ; ... to the prime rate set by the Fed. When determining this rate, your credit history and credit score are major ... online home loan calculators on financial or property websites to start working out what your payment [more...]

Date: 2009-01-16 14:42:11

Improve Your Credit Score - Determine Your Creditworthiness

Sure, the economy may be flailing, but learning to preserve and maintain your creditworthiness and improve your credit score is still extremely important. If you’ve spent any time watching or reading the news, you’re aware that bad mortgages obtained with faulty credit lending practices and other flawed methods have sent the economy into a ... [more...]

Date: 2008-11-22 19:00:48

The Recent History of Bank Failures

Given last week’s announcement that IndyMac Bank was taken into FDIC receivership, ... : Little Money Bags » How is Your FICO Credit Score Determined? » Help a Reader: CDs ... in the banking industry, you can protect yourself. You might also want to check out my earlier [more...]

Date: 2008-07-17 10:41:22

Fiat Abarth 500 R3T for Sanremo rally

10 Guaranteed Ways to Save on Auto InsuranceThursday, September 24, 2009 14:34 Without a doubt, an automobile insurance can create a very huge hole in your pocket. The premiums you will pay will be determined by the make of your car, your credit score, and the company, agent, agency, or broker that you are dealing with.To be able to save on car insurance, you MUST do the following:Ensure you maintain a clean driving record.Never take the first quote estimate that you get from the insurer. [more...]

Date: 2009-09-24 18:34:32

Finding The Right Credit Repair Service

If you're dealing with bad credit, you know that it can be really difficult to get a loan ... score. A credit repair service starts by looking at your credit report. Once they see ... to lenders and others who use your credit report to determine your trustworthiness will pay close attention [more...]

Date: 2009-01-11 20:51:20

FICO Fitness Fundamentals

A FICO score is the number that determines the interest rate you pay on credit cards, car loans and mortgages ... credit bureaus: Equifax, Experian and TransUnion. The FICO score is linked to just about every ... in your favor) Don’t apply for any new credit cards Review your credit report periodically to make [more...]

Date: 2008-11-25 16:08:53

Understanding The Home Mortgage Calculator

Contrary to popular belief, home mortgage calculators do not wear suits and ties and sit behind an abacus all day trying to determine how much a ... gives them a lower credit score, they will need to know how much they will be charged to make ... potential homeowner’s mortgage payment is going to be. Although in the early days of banking [more...]

Date: 2009-01-16 09:38:50

BehindTheMedspeak: Healthcare credit score — just another name for wallet biopsy

Certainly it's more politically correct but they're exactly the same thing ... from both the uninsured and underinsured. Equifax Inc. and TransUnion LLC, credit-reporting bureaus ... data collected by credit bureaus to help hospitals determine whether patients registering [more...]

Date: 2008-12-10 17:01:16

Identity Thieves often Pitch Great Deals to lure their Victims in Quickly.

by: William Roberts Identity theft can impact you as an insurance consumer because insurers often use an individual’s credit score to determine ... of your credit report to determine if any accounts were opened without your consent and request the agency remove inquiries and/or fraudulent accounts stemming from theft. Request a free credit report [more...]

Date: 2009-01-08 01:35:17

Credit Score Rating Scale

by William Blake It is important to improve or protect your credit scores ... . If your scores are below 450 it will be almost impossible for you to obtain any type of loan or credit ... system that is used to determine a persons credit scores. But it is helpful to try to understand [more...]

Date: 2009-01-06 14:23:22

Improving Your Odds of Getting Approved for a Mortgage

by Troy Cruz William Engle Dawn Khoury James Nissen Robert Hill Chris Laning Janet Taylor Jack Enders Bruce Gross Rick Bean Keith Wood Ray Johnson ... on what your financial history is like. If you aren’t sure what it is, get a copy of your credit score and your credit report. Banks look at your credit report and score to determine what their risk is [more...]

Date: 2009-01-09 18:30:22

It’s Your Credit - What Is A Good Credit Score?

posted by colin1234 by Christine A. Mathews When you apply for credit, one of the first things a lender will check is your credit score ... have. The three major credit bureaus (Equifax, Experian, and Trans Union) all have their own way of determining ... your credit report from each one, as sometimes mistakes are made. When that happens, you should [more...]

Date: 2009-01-02 08:41:44

14 Results