Refinancing Your Mortgage With Bad Credit

by Chris Bird So many people are trying to refinance their mortgages today. A lot of people are doing this because they have lost their jobs and are getting less income. The income from unemployment is only a certain amount of what your income is when you are at work. The only problems with trying to refinance mortgage with bad credit is that they are getting turned down either due to lower income or due to having bad credit. Unfortunately, a lot of people have bad credit and can’t get a loan. [more...]

Date: 2009-09-28 13:05:49

Blog posts (151) | Videos (131)
 

Blocking, Tackling & Running: Leveraging a Crisis Into Real Change

There's a fairly well known cartoon of two scientists working out a problem on a chalkboard covered with complex equations and down in the circle is a little circle with the key step inserted in small print - "and then a miracle occurs". Wouldn't it be nice if we could take the same short-cut to fixing the horrendous shopping list of significant [more...]

Date: 2009-01-16 20:07:11

Government help for the bank lending: just “get on with it”

Last weekend the Prime Minister announced yet another “anti-recession” plan which included the “creation of up to 100,000 new jobs” ... that households are reining in after the years of credit-fuelled excess. Two key indicators are housing equity ... and car show rooms. The saving ratio collapsed in late 2007 and actually turned negative [more...]

Date: 2009-01-08 21:14:21

Obama’s Big Chance

Albeit reluctantly, the Senate gave the go-ahead to release the additional $350 billion in TARP funding contemplated by the original plan ... to breathe life back into this economy.” To his credit, President-elect Obama acknowledged ... at companies receiving funds, provide more loans to small businesses and ensure “taxpayers can see [more...]

Date: 2009-01-16 05:01:00

What Do You Mean 'We', White Man?

by hilzoy Robert Samuelson has an infuriating op-ed in today's Washington Post. It's called "Humbled By Our Ignorance": "It's the end of an era ... of "subprime" mortgages -- loans to weaker borrowers -- would be limited, because these loans represent only 12 percent of all home mortgages. (...) It was once believed that American consumers could [more...]

Date: 2008-12-30 05:35:54

Bailout Binge: Zombie Edition

You know, Keyser has been ruminating a bit recently about the implications of printing ungodly sums of money to bailout people and companies that made bad decisions in the past and would go into bankruptcy if they didn't get bailed ... , and the only problem is this "credit crunch." So give them a few hundred billion dollars (in return [more...]

Date: 2009-01-17 18:22:00

Capitalism: a Love Story

Despite its formulaic quality and despite some very dubious politics, I have no problem recommending Michael Moore’s “Capitalism: a Love Story”. Since there are so few movies (or television shows) that reveal the human side of the largest economic crisis since the 1930s, we must be grateful to Michael Moore for his steadfast dedication to the underdog. [more...]

Date: 2009-09-25 19:28:26

Got a tip for a post?: Email us | Anonymous form Get PEEK in your mailbox! ... , even offer some upfront credit to get the job done. (You can easily dump in hundreds of billions ... sort of no matter what, so once people do it they'll get a huge savings if they were in a bad [more...]

Date: 2009-01-07 12:20:03

Obama's Big Chance

Albeit reluctantly, the Senate gave the go-ahead to release the additional $350 billion in TARP funding contemplated by the original plan ... to breathe life back into this economy.” To his credit, President-elect Obama acknowledged ... at companies receiving funds, provide more loans to small businesses and ensure “taxpayers can see [more...]

Date: 2009-01-16 04:29:19

Choosing The Right Bad Credit Loans

Sep 27th, 2009by Chuck Lage. by Chuck LageBad credit is something that most of us have to deal with today. At some point in life you may end up running into some trouble that requires some extra money. Those who have bad credit scores are now able to get the cash that they need without a lot of hassle. Bad credit loans have recently been introduced and there are a few things that you need before you get started. [more...]

Date: 2009-09-27 12:46:25

Bail Me, Stimulate Me

In a week that signaled much worse is coming, perhaps the more dismal indication on the financial front was that Democrats finally had a chance to ... the kind of behavior that got us here: more bad loans to the wrong people won't en our crisis; they make ... . If that sounds bad, it shouldn't; this week's debate on TARP had essentially the same contours [more...]

Date: 2009-01-16 20:24:10

It Wuz Always 'Bout Tha Numbahs

With apologies to Herbert Kornfeld for the robbed title.I'm really busy, but the bottom line is that we are beginning to see some positive signs ... trajectory has shifted into a leveling pattern, aside from the bad debt issue. That is a big issue ... shake-out in industry coming, especially in parts of Asia. And there's still a lot of bad debt [more...]

Date: 2009-01-16 19:11:00

Busting the Ghosts of Hope

Expectations for Barack Obama’s presidency have continued to soar since his historic election. Millions believe change is possible. But what kind of change? And to whose benefit? Our country and our world are in crisis, and the tepid, incremental reforms Obama has been emphasizing aren’t going to cut it. It’s time to think outside the box [more...]

Date: 2009-01-16 16:44:52

Emotional, financial and legal advice on surviving redundancy

Keep calm Remember you're not alone Redundancy can be a devastating, sometimes brutal, experience but it's not your fault ... the credit crunch in your own backyard," says Phillip Hodson, a fellow of the British Association ... way as due to the western economic cycle, the bastard in charge of hiring and firing, or bad luck [more...]

Date: 2009-01-08 14:45:20

Ten Predictions for 2009

I thought it would be fun to start off 2009 by making a handful of predictions as to what the coming year will hold in terms of your money and your ... leveling off period even in the face of some bad economic news, the market is full of roughly equal ... and extending credit to businesses again and the spring will bring both a thaw to the earth [more...]

Date: 2009-01-01 14:00:37

A Labor Secretary in Obama's Own Image

In our continuing effort to build a bullpen of talented conservative writers here at America's Right, I'd like to introduce you to Nathaniel Givens. For a long time now, I have been following his reasoned and well-researched writings at his Kiriath-Arba blog and, while I may not agree with him all the time, [more...]

Date: 2008-12-30 22:42:23

There’s More Banking Crisis Ahead

This morning, we’ll get accelerated earnings announcements from Citigroup and Bank of America. They basically have to do this because the whispering and the uncertainty about both enterprises is starting to get really hard to ignore. And BAC just became the recipient of a government-assistance deal much like what Citi got in December: [more...]

Date: 2009-01-16 12:00:38

Mortgage Loans for Lenders with Bad Credit

If you are a first time homebuyer with bad credit, you probably have quite a few questions about how to obtain mortgage loans. Here are the most common questions people have about qualifying for a mortgage when their credit is less than ideal. Can I qualify for home mortgages at all when my credit rating is poor? A poor credit rating will not prevent you from qualifying for a loan, but be careful: Not all of the lenders who approach you will be ethical. [more...]

Date: 2009-09-25 01:56:50

On ABC, Dem Barney Frank Rages at 'Distortions' of Chris Cuomo

"Good Morning America" news anchor Chris Cuomo on Tuesday actually challenged liberal House member Barney Frank over how Congress has spent the ... to the working men and women? Why didn't you do that first?" However, Cuomo should be given credit ... attacked, "Mr. Chairman, your title is Chairman of the House Financial Committee. I mean, certainly [more...]

Date: 2009-01-06 22:46:46

Gates of Vienna News Feed 1/8/2009

The latest word is that an agreement with Russia has been reached, and the flow through the gas pipeline will resume.Also, look for the storming of the Israeli consulate in Montreal, as well as other Gaza-inspired violence around the world.Thanks to AA, Abu Elvis, Insubria, JD, Tuan Jim, Vlad Tepes, and all the other tipsters who sent these in [more...]

Date: 2009-01-09 04:49:00

Предсказания Кюнстлера на 2009 - США, Нефть, Геополитика, Путин

Спонсор месяца - #1 RX pharmacy affiliate program!Сайт дня (как попасть) - http://www.business-magazine.ru/There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) [more...]

Date: 2009-01-01 07:59:00

The United Socialist States Of America

I can't imagine any politician arguing against this on principle, can you? ... . And then there's this at Instapundit right now. Just as they want to do with bad mortgages, these GM vehicles sold ... from the government’s $17.9 billion bailout of the domestic auto industry, which Sen. Dodd supported [more...]

Date: 2009-01-14 03:19:28

The Endgame

The Endgame Employment Numbers Are Worse Than Posted Aye, Captain, I'm Giving Her All I've Got! Problem #1: Deflation Problem #2: Pushing on a String The Muddle Through Middle Conversations With John Deflation? Stimulus? Deleveraging? Recession? A soft depression? A return to a bull market? With all that is going on, how does it all end up? [more...]

Date: 2009-01-17 21:29:29

Forecast for 2009

Introduction       There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) is that our problems of finance and economy will self-correct and allow the project of a "consumer" economy to resume in "growth" mode [more...]

Date: 2008-12-29 03:33:57

Gates of Vienna News Feed 1/6/2009

Tuan Jim sends an string of important news articles about the gas pipeline crisis caused by the deadlock between Russia and Ukraine. He notes that the affected countries are dusting off alternative sources of energy — fuel oil and nuclear reactors — for electricity generation.Thanks to AA, Abu Elvis, C [more...]

Date: 2009-01-07 04:50:00

Pocket Profile: The Finance Buff

This week we spoke with The Finance Buff. His blog was named the Best Finance Blog for People Ready to Save or Invest by the CEO of Wesabe ... percentile! Credit Card Debt: None. Top percentile! What are your two favorite financial products? Why ... : Greater than 90% of Americans. Rent/mortgage: 34% of Americans pay more in rent. Credit Score: Don’ [more...]

Date: 2009-01-15 17:07:27

WSJ: "Housing Push for Hispanics Spawns Wave of Foreclosures"

From the Wall Street Journal:"Housing Push for Hispanics Spawns Wave of Foreclosures"By SUSAN SCHMIDT and MAURICE TAMMANCalifornia Rep ... with loans that often didn't require down payments, solid credit ratings or documentation of employment ... all congressional districts in percentage of home loans not tailored for prime borrowers. The caucus [more...]

Date: 2009-01-05 04:10:00

More on Good Habits for Success in 2009

“Good Habits”. Lets delve a bit deeper: Constantly evaluate everything you are doing Develop the habit of constant awareness and evaluation.  Always be thinking: is this the best use of my time? Is the best way I could be doing this? Do the most important task of the day first This ties in with your daily goals, [more...]

Date: 2009-01-06 15:55:09

Guest Post: Obama Plan Is Bold, but Not Bold Enough

As details emerge about the incoming Obama administration’s stimulus plans, Peter Boone and Simon Johnson argue that proposals should be even bolder. Boone is chairman of Effective Intervention, a U.K.-based charity, and a research associate at the Centre for Economic Performance, London School of Economics, [more...]

Date: 2009-01-07 09:09:48

Mortgage Loans - The Basics

by Trinity Collie Buying a home is a big decision. It is actually a really big responsibility to buy a home because it is such an expensive purchase. In order to get into a home, you will most likely have to borrow money from a bank to cover the cost of the home. This type of loan is known as a mortgage. The ease of getting a mortgage [more...]

Date: 2009-01-17 17:20:31

Will 2009 be a better year?

There is little doubt that this year has been extremely challenging financially, ... to get, and the credit crunch put an end to the days of easy credit, with lenders becoming far more stringent ... to deal with lack of finance and credit, particularly in the mortgage sector, and plummeting house prices [more...]

Date: 2009-01-16 07:00:07

Best Blog Posts of 2008 (Chosen by the Bloggers Themselves)

Last year my compilation of what bloggers chose as their own best posts of the year proved so popular, at least with the participating bloggers' mothers, that I have decided to make it an annual affair. But enjoy it while you can. When the Obama Administration institutes its secret plan to extend the Fairness Doctrine to the Internet, this blog, [more...]

Date: 2008-12-29 21:00:00

Alan Schram: The Story of 2008: What Went Wrong?

The past year has been financially chaotic on a level almost no one alive has ever seen ... in loans from their gracious neighborhood banker. This sounds like very high leverage ... more than 1%. However, suddenly home prices decline nationwide, and 20% of the mortgages default [more...]

Date: 2009-01-12 05:06:35

Secured Bad Credit Loans Make Sense

Secured bad credit loans were seen with a bit of contempt in times gone by. Now they make complete sense, and we should be glad ... by means of a secured bad credit loan. Now new lending sources are springing up which consider ... speak for themselves. The much higher rates of interest payable on credit cards, auto and retail [more...]

Date: 2009-01-17 00:00:02

Barney “Loose and Looser” Franks Plays More TARP Games

Barney “Loose and Looser” Franks Plays More TARP Games Posted on January 16th, 2009 by Octagon Ref The lack of accountability, transparency, ... make our nation poorer. Already, TARP banks are punishing credit card users with increased fees and outrageous terms. Refinancing schemes are making their debut and the terms are not consumer friendly [more...]

Date: 2009-01-16 05:54:37

How the Credit Crunch is Crunching Out First Time Buyers

by Troy Cruz William Engle Dawn Khoury James Nissen Robert Hill Chris Laning Janet Taylor Jack Enders Bruce Gross Rick Bean Keith Wood Ray Johnson ... who have established credit. So, how are first time buyers affected by the down turn in the economy? It isn’ ... when there wasn’t a credit crunch. Before, first time buyers got a break on the interest [more...]

Date: 2009-01-17 21:06:22

Foreclosures in U.S. Rose 81%, Topping 2.3 Million Last Year

Foreclosures in U.S. Rose 81%, Topping 2.3 Million Last Year By Dan LevyJan. 15 (Bloomberg) — U.S ... of California, Berkeley, said in an interview. “The single most important thing is making credit available ... Asset Relief Program to help reduce mortgage payments for people facing foreclosure, Lawrence Summers [more...]

Date: 2009-01-15 16:45:20

The U.S. as a Banana Republic?

Plane Ditches in New York River, All Aboard are SafeReutersNEW YORK (Reuters) - A US Airways jet with 155 people on board ditched in the frigid Hudson River off Manhattan after apparently hitting a flock of geese on Thursday and officials said everyone was rescued."We've had a miracle on the Hudson," New York Gov [more...]

Date: 2009-01-16 15:10:00

CNN's State of the Union transcript

CNN’s State of the Union anchor John King traveled today to a manufacturing factory in Bedford Heights, Ohio, to interview President-elect Barack Obama for an exclusive interview before being sworn in as president on Tuesday, Jan. 20. Full Transcript THIS IS A RUSH FDCH TRANSCRIPT. THIS COPY MAY NOT BE IN ITS FINAL FORM AND MAY BE UPDATED [more...]

Date: 2009-01-17 02:08:27

By Saying Yes, WaMu Built Empire on Shaky Loans

As a supervisor at a Washington Mutual mortgage processing center, John D ... the relentless pressure to churn out loans that produced such results. ... During Mr. Killinger’s tenure, WaMu pressed sales agents to pump out loans while disregarding borrowers’ incomes and assets [more...]

Date: 2008-12-28 04:44:56

Posts about Tri-State Real Estate (FL, GA and AL) as of January 16, 2009

Foreclosures And The Mortgage Meltdown Continues to Plague America - usreoproperties ... either being foreclosed upon or delinquent. The nation … package aiming to thaw the frozen credit ... 01/16/2009 Toyota is developing a miniature, environmentally friendly car that is powered entirely [more...]

Date: 2009-01-16 14:21:19

Fixed Mortgage Rate

Fixed Mortgage Rate January 17th, 2009 Subscribe To Our Feed Mortgage Loan Video Many people who are looking to buy a home consider ... a mortgage hanging around their neck forever but with home buyers entering the market later ... to be true. Loans agreed with a 15 year fixed mortgage keep the same interest rate throughout [more...]

Date: 2009-01-17 17:30:19

Kicking Off the Panic of 2009

“Sir, there are no seats left. You’re going to have to stand in the back.” I was only 10 minutes late, but the conference hall was packed. Every seat was taken. The walls were lined with people. At that point, I knew without a doubt, there was a lot more downside left in real estate [more...]

Date: 2009-01-16 14:47:37

U.S. ‘Bad Bank’ Plan Gets Momentum to Revive Lending (Update2)

By Robert Schmidt and Craig Torres Jan. 16 (Bloomberg) -- Renewed questions about U.S. banks’ viability are pushing regulators toward a new plan that would remove toxic assets from bank balance sheets, in what may become the biggest effort yet to unfreeze lending [more...]

Date: 2009-01-16 11:55:00

Is the other shoe about to drop?

According to a December 14, 2008 segment of 60 Minutesentitled “The Mortgage Meltdown, ... is that most of the air has already leaked out of this bubble, but the bad news is that another, perhaps ... option ARM” mortgages. (See below for a brief explanation of each.) Credit Suisse estimates [more...]

Date: 2009-01-16 23:43:00

Citigroup: Ward of the State

Remember when Obi Wan Kenobi lept up from that bottomless pit on Naboo and sliced Darth Maul in half? ... . Yes, government support is nice. But it isn't everything. First the chart on Citigroup's credit ... to support Citigroup, but what is this new good bank/bad bank split going to look like for bond [more...]

Date: 2009-01-16 21:03:00

Kicking Off the Panic of 2009

“Sir, there are no seats left. You’re going to have to stand in the back.” I was only 10 minutes late, but the conference hall was packed. Every seat was taken. The walls were lined with people. At that point, I knew without a doubt, there was a lot more downside left in real estate [more...]

Date: 2009-01-16 01:10:34

Improving Your Credit

Improving Your Credit January 16th, 2009 Subscribe To Our Feed Your credit file and rating have always been very important to your financial ... to repair it. However, if your credit rating has been damaged there are ways to improve it Whenever ... to get affordable finance, but for those whose credit rating is damaged the chances of getting any [more...]

Date: 2009-01-16 21:05:51

6 Money Management Software For Personal Finance (Freelancer’s Special)

Being a freelancer is not easy and more so in these troubled times of worldwide recession ... and softwares to manage money. Some people like me just hate to manage their personal finance and thus get themselves under debt by making certain bad decisions or investments. Lets take a look [more...]

Date: 2009-01-08 14:41:12

Citigroup (C): Ward of the State

Remember when Obi Wan Kenobi lept up from that bottomless pit on Naboo and sliced Darth Maul in half? ... in 2009. Yes, government support is nice. But it isn’t everything. First the chart on Citigroup’s credit ... the government to continue to support Citigroup, but what is this new good bank/bad bank split going [more...]

Date: 2009-01-17 14:25:36

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