I went ahead...

... and got my Equifax report and the tax software tonight.I will kick myself if a reader out there knows how to get the credit score for free! ... . Not bad. The credit score was $23.95. I may not get it every year now unless ... I just had time at the computer and I was curious.My score is 811 !Here are the last 6 years [more...]

Date: 2009-01-10 01:25:00

Blog posts (40) | Videos (44)
 

Your Credit Score is Costing you Money

by Rob Kosberg There is a mystery among us. It’s called a CREDIT SCORE and is something that many of us don’t understand and may not even know ... credit risk,” we need to repair our credit. It is possible that some of us are in for a surprise ... aware that that a “low” score will result in difficulty obtaining a mortgage, credit card, and car [more...]

Date: 2009-01-15 09:32:20

The Money Book for the Young, Fabulous and Broke

What advice would you give to young people struggling with debt? I was wondering this question and decided to see what the experts had to say ... : 1. Know the score (about credit score) 2. Career moves 3. Give yourself credit (how to use credit cards [more...]

Date: 2008-12-05 06:23:04

Credit Repair

Credit Repair The effects from damaged credit can be far reaching. When it comes to credit repair it’s hard to know where to go or how to start. Credit repair services for those who feel their credit scores do not accurately reflect their credit risk. Helping consumers take action on their credit since 1991, Lexington Law has served over 1/2 million clients. Here is the video on Youtube : [more...]

Date: 2009-08-23 06:29:09

Check Credit.

In my opinion, owning credit cards are advantageous in these difficult economic times..but ONLY if you are a responsible and disciplined user ... or loan makers, there’s this site that can help you know your score. This credit report is based ... transaction that involves credit activities. At checkcredit.pro, you’d be able to request instant [more...]

Date: 2008-11-06 10:11:14

Credit Score Explained

You are shocked when your loan is denied, or maybe you were approved, but the interest rate is much higher than you anticipated ... . The three major credit bureaus each have their own version of the FICO score: Equifax uses the Beacon ... . How can that be you say? My credit score is good, I know I checked. Maybe it’s not as good [more...]

Date: 2008-12-20 13:26:43

Would Knowing Your Credit Score Make You a Better Borrower?

This time it’s not a bait and swtich. You may be familiar with Freecreditreport.com ... a monthly reminder of your credit score, the factors that drive it, and what you can do to improve ... . The company promises a  ”free” credit score upfront and hits you with enrollment in a $15/month [more...]

Date: 2009-01-16 18:49:19

Credit information

  The Trump Blog, I thought the information in Trump’s blog would be worthy to share with you ... It is said that inquiries can cost you 3-5 points each time your report is pulled.  If your credit score i ... much of a risk you really are is by using a mysterious number we all know as a credit score [more...]

Date: 2009-01-10 14:20:37

On Credit Cards and Free Credit Reports.

Finally I was able to pay online my credit card dues yesterday. It’s not that I’m short on funds (since my bill is just a few hundred bucks) ... credit reports. If there are corrections, they should notify the agency to remove credit report ... . I know that paying on time affects my credit score so I always try oblige to my hubby’s reminder. Sometimes [more...]

Date: 2009-01-15 06:40:58

How to Recover From A Bad Credit Rating As A Result of Hard Financial Times

by Darrell PriceRepairing your credit after you have suffered through a crisis such as a bankruptcy, foreclosure or a series of unfortunate financial events is a must if you are going to move on with your life. There is a lot to know about repairing your credit and raising your scores. Don’t worry; it is not difficult with the tips provided in this article.If you want to repair your credit yourself as opposed to letting a company do it for you, then you need to understand the basics of credit repair. [more...]

Date: 2009-07-05 13:35:08

Acquiring A Great Credit Score

by Peter Blair A happy credit score is serious in our financially ambitious order ... . To be able to buy luxury items like vacations on your charge card, you must first repair any credit ... fiscal risk and will give you a healthy reference grade. You would be surprised to know that this info [more...]

Date: 2008-12-20 21:18:01

Setting Long-Term Goals and Getting There after College

by Landon McGehee I had a relative graduate from college recently, ... . 1. Know your credit score. You will have a credit report once you borrow money from a lender or have a creditor that reports to one of the three major credit bureaus (Equifax, Experian [more...]

Date: 2008-11-05 19:53:11

When You Are Eligible For A Free Credit Report

By Federal law, you are entitled to one free credit report per year directly from a credit-reporting agency only if you certify that: 1 ... to know, whether you need a new credit card, an auto loan, or a mortgage. Lenders use your credit scores ... to obtain the best rates. Bad credit costs thousands of dollars! About The Author Virginia Broobin [more...]

Date: 2008-12-27 07:59:27

FICO, FICO un day

The Associated Press apparently frowns on bloggers linking to AP news articles and quoting the first paragraph in its entirety ... annually on credit card and other interest payments by raising their credit scores, but many consumers still don't know enough about the complex numerical values that represent their credit risk [more...]

Date: 2008-07-20 21:53:04

5 Ways Poor Credit Scores Costs You Extra Money

Most of us wish a great credit inform to acquire vehicle financing, credit cards, and to squeeze a home. But, over these consumer loans, your credit inform can price we in bland vital expenses. What we do not know about your credit could be costing we money.Having a credit label equates to which we can sequence tickets, lease a car, and haven road residence rooms. [more...]

Date: 2009-08-13 23:35:42

Is Your Credit Score Costing You Money?

Most of us want a good credit report to obtain automobile financing, credit cards, and to purchase a home ... you know that your credit history can keep you from getting utility connections, good telephone rates, the best auto ... owners’ insurance, auto, and life insurance companies set minimum credit standards for their policy [more...]

Date: 2008-12-30 04:11:53

Your Free Credit Report Explained

Your Free Credit Report Explained January 11th, 2009 Subscribe To Our Feed Would you say you know all different aspects involved in a credit ... and bad credit score loan lenders recommendation respec ... of an emergency or something unexpected. Borrowers trying to get a loan are checked against their credit [more...]

Date: 2009-01-08 17:52:29

Repairing Bad Credit - Things You Need To Know

If you plan on buying a house, a car or foresee needing a loan for something, then it’s important to improve credit, ... and a score in the 700s can end up costing you thousands of dollars in interest. Bad credit repair isn’t something you can pay a nefarious character to just “erase.” Your credit score is designed to let [more...]

Date: 2008-12-09 10:57:47

Car Insurance Make Comfortable

Today I give you information about Car Insurance. I hope you can get advantage from this article ... is no. Your credit score is not affected by it. One must know that these quotes are free of cost ... . By the way another anxiety a few people have is if their credit gain will be influenced [more...]

Date: 2009-01-17 23:13:22

37 Days To Clean Credit

a I ain't believe in it at first because I never heard of anybody raising their credit score 135 points in 37 days ... Days! - The 5 Biggest Secrets That The "Credit Repair Experts" Don't Want You To Know About To Cleaning Your Own Credit - The Most Successful Step-By-Step Blueprint To Repair, Build, and Maintain [more...]

Date: 2008-12-23 00:07:00

Mortgage Rates Are Falling! Will It Be Enough To Save The Market?

As most people know by now, the government has seized control of Fannie Mae and Freddie Mac ... . Credit score requirements are higher and income qualifications tighter. The net effect ... payments; one could venture to say that credit scores across the population are not as good [more...]

Date: 2008-09-11 18:42:24

SmartAboutMoney.org - Taking Control of your finances

SmartAboutMoney.org is a website dedicated to helping you get a grasp on your finances ... of your life. I know I’ve been guilty of bad credit practices and it has taken me years to overcome ... ,retirement income planning,what is a good credit score,get out of debt plan,free household budget worksheets [more...]

Date: 2009-01-02 17:21:20

Free Credit Report

I was surprised to find out a while ago that a good portion of Americans did not know they could view their credit report ... of these and it starts to bring your score down. Now, it would be wise for you to monitor all 3 credit ... and they go on to the subject of financing and he asked him what his credit was like, he looked [more...]

Date: 2008-12-08 04:27:55

Free FICO Score At Equifax (No Strings)

Written on 10/02/2008 by me, Jay White, the founder of Dumb Little Man and an all around average guy ... some pertinent information about yourself and then obtain your FICO score (as judged by Equifax ... . As you may know, Equifax is one of the 3-primary credit bureaus in the US and its score is used heavily [more...]

Date: 2008-10-02 12:12:54

Increase Your Credit Score - Use It or Lose It!

In case you did not know, I am a huge Dave Ramsey fan. This guy simply understands what it takes to truly become debt free ... not qualify for financing. I understand how the credit reporting bureaus calculate your credit ... and then pay these guys once a month. Not a bad deal….. That is until we were denied credit! Let [more...]

Date: 2009-01-02 21:44:16

Listen to this awesome news!!!

I don't know if you remember, but a sweet but desperate reader wrote in saying that her student loans went into default and she wanted to know how to ... into collections! How do I get it off my credit score?My heart immediately sank, but I wrote back a short post ... and it is now officially OFF my credit report..thank God! It turns out that they mailed [more...]

Date: 2009-01-03 18:08:00

Good, Better, Best...Never Let it Rest

Hey y’all! Happy New Year and all that jazz! I hope everyone had a safe and great New Year’s Eve and Day ... life Cs in English on my report card. Now if you don’t know, a 4 is what you usually need to receive college credit. Best score is a 5.Needless to say my confidence was shook. I pressed on. I worked [more...]

Date: 2009-01-02 16:55:00

Give Girls More Credit

The editors changed the headline to include the word, “Playboys ... . But I know for a fact that the girls in this city are sophisticated enough to know the score and handle themselves ... it. They’ve seen how bad the world can be, either in TV, movies, or other pop media from the East [more...]

Date: 2009-01-10 22:43:49

Courant Finally Dings Dodd

Sunday Connecticut’s paper of record, the Hartford Courant said what an overwhelming majority of voters already know - Sen ... to do that was when a loan officer informed him and his wife they were in the company’s VIP program. But Sen. Dodd didn’ ... transparency. How about the Senator coming clean with his credit score? That might buttress [more...]

Date: 2008-06-22 19:39:27

Chicago, IL Area - FHA is the New Conventional

Last year, when the Sub Prime market was imploding, there was a lot of talk about how FHA, a Government backed loan, ... over the slack. But FHA isn’t now and never has been a loan of last resort - which sub prime ... and know where the money to close is coming from. FHA will take on borrowers with lower credit scores [more...]

Date: 2008-06-06 02:56:39

Let the bidding begin: Dick Cheney's writing a book with 'a few scores to settle'

... months. I've got a lot of stories to tell. And a few scores to settle." And he laughed. "I'm going ... : He's been in the government/political business long enough to know you rarely get credit for what [more...]

Date: 2009-01-13 04:25:06

What up Party People?

Firstly...Happy New Year to all.Secondly...I know what you're thinking...where are the baby bump pics?? ... of the kiddos, working, and embarking on a massive credit clean-up so that my FICO score will be mortgage ... anyway.My heartburn is awful, I only throw up occasionally now, and my sciatica is so bad I can barely [more...]

Date: 2009-01-02 20:33:00

Cooley furious with Fairfield’s defense

... s defense with a four-letter, R-Rated word. Trust me, you won’t need to study the following sound byte ... t know the last time I coached a game where we scored 81 points and lost.” Cooley went on to give due credit [more...]

Date: 2009-01-01 23:32:19

Credit Repair After Bankruptcy

by Matt Douglas With a bankruptcy mark on your report your score will be lowered considerably ... repair, and you should know you will never be fined, prosecuted, arrested, or face any legal action ... . However there is hope, you can remove this mark and by building some positive credit [more...]

Date: 2009-01-04 12:44:30

Final batch of Big Ten Power Rankings

We know who's going to the Rose Bowl, and for the most part, we know everyone else who's going bowling in the Big Ten ( ... program to join the 800 Club (extra credit to the first person who can name the others). 2. #10 Ohio ... two teams, losing by a combined score of 94-25 [more...]

Date: 2008-11-25 22:50:08

A Taste Of Our Medicine ... Sort Of

Now we know what it feels like to be on the other team when we get shut down down the stretch ... . There is not much else to say. Bruins were up by 11 and failed to score a FG with 8 mins left in the game The Devils tied it up and pulled it out with all the momentum OT: Capt Photo Credit: AP (via Yahoo [more...]

Date: 2009-01-17 23:08:49

Is it Possible to Get a Mortgage with Bad Credit?

by Troy Cruz William Engle Dawn Khoury James Nissen Robert Hill Chris Laning Janet Taylor Jack Enders Bruce Gross Rick Bean Keith Wood Ray Johnson ... Barney Bernard Ailleann Alan How good is your credit? If you know your credit score and won’ ... . A good credit score is going to get you a better interest rate, but just because your credit is bad [more...]

Date: 2008-12-16 18:11:06

Are You Thinking About Declaring Bankruptcy?

by Elma Evvie Declaring bankruptcy is one of the most difficult decisions and should never be taken lightly ... of before ou begin declaring bankruptcy that you may or may not know. 1. Your Credit Score: Your credit score is extremely important when it comes to getting new loans or even trying to get a job [more...]

Date: 2008-12-01 12:58:15

Checking Your Credit Score

Most people don’t know their credit score. What does that mean? ... had a credit card or some type of loan for at least six months. So, if you’re young or have never used ... convenience checks from my credit cards each and every month. Some of you may not have a credit [more...]

Date: 2008-12-23 11:58:12

Basics of Credit Repair

by Rob Kosberg People who know they have “bad” credit and are a big “credit risk” are usually aware that something has to change with the way they ... project. The “credit risk” label is based on your “credit report” and “credit score.” Therefore ... . On a yearly basis, you are able to receive a free report (fee for the credit score) from each [more...]

Date: 2009-01-03 00:35:39

40 Results