3 Ways to Improve Your FICO Score
by Doc Schmyz Once upon a time you could walk into a bank and get a loan on a handshake and your honor ... sheet. Now it?s all about your FICO score. Several credit models can be used for this article ... credit history. Keeping your credit history in good order and improving your rating is not a hard [more...]
Date: 2008-09-04 10:44:55
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Subprime is not necessarily subprime
Continuing on with the discussion of the financial crisis… One item that seems to be either confusing or misunderstood is that there is no “subprime” loan. Borrowers are assessed based on credit score, credit history, down payment ... A (A- to D) are all considered subprime. Loan performance varies widely based on the borrower’s grade. In March 2004 [more...]
Date: 2008-10-30 16:39:14
How To Choosethe Best Mortgage Companny
Finding the perfect mortgage broker may not be easy, but it is very important. This article discloses tips on how to select a mortgage broker ... banks, online banks, credit unions, savings and loan associations and specialty bokers. These types ... your personal credit history and credit score, the amount of the down payment, and much more. It is hard [more...]
Date: 2008-12-04 05:21:14
Why A Credit Score Is Crutial To You
Credit scoring is nothing new, it’s been used for 4 decades. A good credit grade is crucial in our financially forced order ... you can begin to apply for a bad credit or no credit visa Master Card. This will be helpful ... a house or a car and gaining a charge card, a person must have a good standing in their credit history [more...]
Date: 2009-01-03 21:05:48
Delete Charge Off
by Justin Hutto When there is a charge off on your credit history it will dramatically lower your credit score ... : To learn more about removing a charge off visit us, or to recieve a free credit repair letter to start ... . This will make getting new credit very hard. If approval does occur it will be contingent upon [more...]
Date: 2008-07-06 07:44:18
Getting a Bad Credit or No Credit Auto Loan
By katie George Everyday people swamp into the dealerships all across the US, looking at new or pre owned vehicles ... score and credit history. Bad credit shouldn't stop anyone from getting a car loan, it may ... of residence, most recent pay check stubs, and maybe even references. Bad credit car loans are harder [more...]
Date: 2009-01-09 09:14:28
Getting a Bad Credit or No Credit Auto Loan
by katie George Everyday people swamp into the dealerships all across the US, looking at new or pre owned vehicles ... score and credit history. Bad credit shouldn’t stop anyone from getting a car loan, it may ... of residence, most recent pay check stubs, and maybe even references. Bad credit car loans are harder [more...]
Date: 2009-01-05 22:49:48
Beware of Credit Repair Scams
2009 may go down as the year when more Americans resolve to fix their credit than at any time in history – because high scores are now a requisite ... errors from your credit report. But at a hefty price for something you can do yourself. Others ... and paid them before they showed you results, call the FTC at 877-FTC-HELP and report them [more...]
Date: 2009-01-13 04:55:48
Top 3 Tips for Qualifying Your Renter / Tenant
What Make A Good Renter? Is a good renter someone with great credit, or large deposit or maybe high income? ... really work and how much do they make. Debt to Income Ratio - While pulling credit can give you an idea of credit score and repayment history, how are you going to judge individuals that have gone [more...]
Date: 2008-10-03 12:59:43
Saving your credit and credit scores
I have blogged about my experiences with American Express and their systematic reductions in my credit lines ... as “closed as consumer’s request”) which would have locked in the higher credit limit on the credit report. Canceling a card with a good history will impact your credit, but being at 99-100 [more...]
Date: 2009-01-14 23:51:28
Universal Auto Loans : Arranged Loans With Different Features
Universal auto loans can help almost anyone. They are even a great way for those, who get their first experience in the world of finances. With bad credit history, borrowers can start building their score and earning themselves a good credit report.So many different features... read more [more...]
Date: 2008-12-10 10:31:57
How to improve your Credit
Credit Score is the method used by financial institutes to measure your financial health at a specific point in time. It indicates the risk you represent for lenders, compared with other consumers. In Canada, credit history is recorded in files maintained by at least one of Canada’s three major credit-reporting [more...]
Date: 2008-11-19 12:43:21
Real Estate Agents And Home Loans
Many real estate agents are used to helping people obtain home loans to purchase their dreamed property. Not all of them however have expertise on [ ... URL=http://www.yourloanservices.com/join.html home loans for bad credit applicants /URL ... for financing even if they show a clean and perfect credit score and history. Thus, you need to take [more...]
Date: 2008-12-13 23:46:02
Understanding Credit Repair
If you want to repair credit scores and open up more doors for your future, here are four relatively simple ways to approach credit report repair ... the claims by sending a letter to the credit bureau. Secondly, you should begin paying down your debts to repair credit history. Although it certainly helps, it doesn’t have as much impact as paying [more...]
Date: 2008-12-12 00:28:43
How Can Lawsuit Funding May Help To Avoid A Bad Credit
Many lawsuit plaintiffs have financial troubles while they wait for a settlement problem that could make more low their credit level . Credit reports are piled up by firms named credit bureaus that get reports directly from lenders about their customers paying practices. Founded on a debtors history of paying bills and the amount of debt the man has , credit bureaus go with a credit score for each man . [more...]
Date: 2009-09-30 13:20:28
How To Afford Repairs With Bad Credit?
posted by mkellett Those who need finance for repairing house appliances or fixing any electronic device, can find it very difficult to get a loan if they have bad credit. However, it is possible to obtain bad credit loans and use the money to pay for repairs regardless of your credit score or history [more...]
Date: 2008-12-25 14:25:20
How Credit Repair Process Works
If you want to repair credit scores and open up more doors for your future, here are four relatively simple ways to approach credit report repair ... the claims by sending a letter to the credit bureau. Secondly, you should begin paying down your debts to repair credit history. This won’t make as great an impact as paying monthly bills on time [more...]
Date: 2008-12-11 08:40:45
Is Your Credit Score Costing You Money?
Most of us want a good credit report to obtain automobile financing, credit cards, and to purchase a home ... you know that your credit history can keep you from getting utility connections, good telephone rates, the best auto ... owners’ insurance, auto, and life insurance companies set minimum credit standards for their policy [more...]
Date: 2008-12-30 04:11:53
How To Stop Foreclosure And The Wall Street Bailout
How To Stop Foreclosure And The Wall Street Bailout Posted By Alfred Sant on @ 8: ... that was signed back in July in which each loan will have to be underwritten by an FHA lender on a case ... histories and credit scores. This is going to be as if you are applying for a new Mortgage Loan [more...]
Date: 2008-10-07 13:26:48
Credit Repair In Four Easy Steps
If you want to repair credit scores and open up more doors for your future, here are four relatively simple ways to approach credit report repair ... by sending a letter to the credit bureau. Secondly, you should begin paying down your debts to repair credit history. This won’t make as great an impact as paying monthly bills on time [more...]
Date: 2008-11-27 12:15:18
Credit Card Companies Are Closing Unused Accounts
Several GRS readers have written lately with the same credit card problem — but not the one you’d expect ... on to the accounts since they help my credit history. I just got some bad news about my oldest credit ... . And for my past loyalty they’re willing to potentially make me take a major hit on my credit score [more...]
Date: 2009-01-06 19:00:00
City of San Jose Teacher Homebuyer Program (THP)
Teacher Homebuyer Program (THP) is an integral part of the City’s effort to make San Jose California’s most teacher-friendly city ... and your lender with a copy of the certificate of completion. * Have an acceptable credit history (this also applies to co-borrowers) and a minimum credit score of 600. Eligible Properties Owner occupied [more...]
Date: 2008-11-21 00:01:34
how to interact with credit bureaus
While it’s po ible living without a good credit score, it will certainly make your life much harder ... history is not so good, you’ll have to start with a credit repair. To do this you’re going ... . All of us need it in order to buy or rent a home, car, have a credit card etc. Credit bureaus [more...]
Date: 2008-09-19 20:38:38
What's going on with GMAC's car loan standards?
Filed under: TransportationFlush with capital from taxpayers, GMAC is lowering its underwriting standards ... state of so many Americans' finances, I find this unconscionable. If your credit history is worse ... . The credit crunch and a shortage of cash had pushed the company's minimum FICO score for car [more...]
Date: 2009-01-02 23:00:00
Credit Repair Tips and Tricks
The best part about finding a third party credit counselor to tackle your credit repair is that you won’t feel so alone ... , you could repair your credit on your own by reading a few books, buying software, calling ... history. If you’re wondering how to bring up a low credit score, then you’ll be happy [more...]
Date: 2008-11-24 18:27:25
Delete Late Pay History
by Matt Douglas Late payments are not created equal; a 30 or 60 day late pay will not damage your score much, and can often be removed ... . There are a few exceptions such as a bankruptcy. The Fair Credit Reporting Act clearly says [more...]
Date: 2009-01-08 14:53:06
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