What Can You Expect After a Bankruptcy? The Time Line

Recently, someone called this article to my attention, which extolls the advantages of bankruptcy ... because of BK 4 years to 7 years: Credit score below 680, forget about getting an unsecured credit ... : No credit cards, loans, insurance rate skyrocketed. 1 year to 2 years: No credit cards except secured cards [more...]

Date: 2009-01-09 15:35:08

Blog posts (19) | Videos (24)
 

Gloom and doom

Updated A colleague at work told me the other day that she's recently read a book (the title of which I did not get) ... industry; the drying up of credit; the bankruptcies of AIG and Lehman Brothers; the failure of Merrill ... which runs on credit) even shakier than we've been lead to (or allowed to) believe and far worse [more...]

Date: 2008-11-24 11:34:33

Debt Consolidation Loans: Provides You Information About Your All-Financial Quarries

Debt consolidation is where people with multiple debts seek help from professionals who offer them a loan that will consolidate their loans into one ... in a devastating bankruptcy which most of us wish to avoid. Bankruptcies can stay on your credit report ... become more unaffordable, they end up defaulting on a few payments and their credit report gets [more...]

Date: 2009-01-08 14:50:52

Following Complex Financial Times You Can Rebuild Your Credit

Upgrading credit after a interval of monetary hardships, bankruptcy, repossessions or other monetary strain that blemishes any credit report can be scary and baffling. For most people these are times of hideous strain. But times change and situations change so don't let the relief than comes when the wages and money get back in line be overshadowed by the tribulations left on the credit report. [more...]

Date: 2009-09-30 14:11:53

How Fast Can You Get A Home Loan After Bankruptcy?

One of our readers, Desiree, had this question: Is there any possibility of getting a home loan sooner than 2 years after a bankruptcy discharge? ... in bankruptcy”. If it doesn’t, then it is still counting against your credit score each month. Challenge Any ... reports, the credit bureaus will freeze your credit score until the dispute is resolved [more...]

Date: 2009-01-06 16:28:19

SBFC Law Group Does Wonderful Credit Repair

by Garth Dillon It’s just a fact that more people today then ever before are being left licking their wounds with bad credit. It’s the recession/depression or what ever you want to call it. The real bad deal of it all, is that as soon as the economy turns around, you will be back in the game, so your bad credit rating will be a burden. Only Frauds Claim They Can Get Rid of Bankruptcy Don’t spend a dime on some service that tells you they can wholly restore your credit. [more...]

Date: 2009-09-23 07:48:12

The Menace Of Credit Card Debt

Credit card debt can often be crippling and lead to a lot of stress ... . With hassling creditors, a ruined credit report and a threat of looming bankruptcy, it becomes extremely ... . Even students are not immune as people are getting credit cards at an earlier age and falling [more...]

Date: 2009-01-16 08:41:46

Guide to Avoiding Bankruptcy

by Chris BlanchetWhen it comes to the reasons to avoid bankruptcy, you are likely aware of the many pitfalls. You probably know that bankruptcy might seem like a fast and easy solution at first glance, since it offers to clear all debt off your plate and put an end to those sleepless nights and harassing telephone calls. So, even though bankruptcy offers some apparent benefits in the extremely short-term, longer-term goals like obtaining credit or getting a new job must often be forfeited as well. [more...]

Date: 2009-06-10 10:49:25

Are You Thinking About Declaring Bankruptcy?

by Elma Evvie Declaring bankruptcy is one of the most difficult decisions and should never be taken lightly ... of before ou begin declaring bankruptcy that you may or may not know. 1. Your Credit Score: Your credit score is extremely important when it comes to getting new loans or even trying to get a job [more...]

Date: 2008-12-01 12:58:15

Market Vertigo

I get a lot of newsletters from money managers around the country, which I try and read as they are written by people who are “in the trenches, ... , The Economist, Business Week and Forbes. Like most market pundits at the beginning of every New Year ... at the beginning of 2008 we would experience freezing credit markets, bankruptcies and near [more...]

Date: 2009-01-08 15:33:22

Declaring Bankruptcy

by Elma Evvie Deciding whether or not to declare bankruptcy can be one of the most difficult decisions ... : When you apply for a loan or even get a job if your credit score is bad then that can influence them to deny ... ; then it is going to leave a bad mark on your credit report for seven years. If you are struggling and barely [more...]

Date: 2008-12-30 12:44:30

Need Legal Funding?

Have you run up a lot of legal fees? Are you trying to find away to get these fees paid and still be able to survive ... with your lawsuit, you keep the cash and you owe them nothing. There is no credit check, no employment verification ... to pay your legal fees so you can avoid foreclosure, eviction, bankruptcy and ruined credit [more...]

Date: 2008-12-22 23:37:00

Are You Using the Bad Economy To Get Better?

Small_Business_Productivity Everything seems so bleak for small businesses right now, from mounting bankruptcies and layoffs to squeezed credit ... how businesses can use recessionary times to become leaner, more efficient and resourceful operations [more...]

Date: 2009-01-13 16:57:00

Bankruptcy Nation

Bankruptcy Nation by Steven D Fri Oct 10th, 2008 at 04:53:54 PM EST The failure of the financial and credit markets is not just a cause for pain ... , as more and more businesses are unable to get the credit lines and other loans from their lenders [more...]

Date: 2008-10-10 21:23:42

How Awful It Was

Heard this morning on Stephanie Miller… THANKS FOR THE MEMORY THE HELL YOU PUT US THROUGH DESERVES A BIG F**K YOU FROM BUSH V GORE TO ENDLESS WAR ... THE MINISTRY GET ON YOUR KNEES AND PRAY MAKE TERRI SCHIAVO STAY THE WORD OF GOD YOU CHRISTIAN FRAUD ... THEN MY JOB, HOUSE AND WIFE WENT AWAY BUT MY CREDIT CARD DEBT'S HERE TO STAY NO BANKRUPTCY TO SET ME [more...]

Date: 2009-01-16 16:41:37

Bankruptcy Issue; Privacy and Third Parties

Never underestimate the value of attending a conference ... credit unions and other creditors for discrepancies in credit reports.  The problem stems from the way ... .  You get to pick up great tips from smart people, like Andy Keeney, a credit union attorney [more...]

Date: 2008-11-10 15:44:30

Ultimate Debt Guide - Get Out of Debt With Debt Consolidation?

by Ash Ford How to get out of debt by not filing for bankruptcy or by signing up to a long-term debt relief plan which has the potential to push you ... and be in over your head with loans, credit cards, car payments, mortgages etc. Finding a way out isn’ ... truth about the credit card game is clear to me now and you’ll learn why numerous people remain [more...]

Date: 2009-01-15 02:47:14

Buying A Home After Filing Bankruptcy

Buying a house after filing bankruptcy is a real possibility after a year ... be good enough to qualify for a conventional loan. It is also a good idea to check your credit report before applying for a mortgage. You can get an annual free report from any of the three reporting [more...]

Date: 2008-11-23 21:15:25

Mark Your Calenders - Credit and Bankruptcy Lunch and Learn

Copyright RealCentralVA.com, LLC. If you are not reading this at RealCentralVA.com the site you see is likely stealing content ... ? · How much will bankruptcy cost? · How do I get credit after bankruptcy? · How do I improve my credit score? · Can I buy a house after I filed bankruptcy? View Larger Map Limited Seating [more...]

Date: 2009-01-08 14:00:01

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